Click on Online Auto Quote to obtain an anonymous quote. Or you can call one of our representatives direct. Just click on Contact Us for our phone number. We have listed some helpful tips below for cutting your auto insurance costs. If you would like to view a description of coverages click on Glossary.

• First and foremost, drive responsibly and maintain a clean driving record. Tickets and accidents have a dramatic impact on your auto insurance rates.
• Shop your automobile insurance. Rates and qualifications vary dramatically from company to company.
• Increasing the deductible on your Collision and Comprehensive coverage reduces your physical damage costs. If the value of your vehicle has dropped to the point that you could repair or replace the vehicle yourself in the event of a loss, consider dropping this coverage all together.
• Buy cars that are less expensive to repair. As a general rule, newer, more expensive, and higher performance vehicles cost significantly more to insure. Your auto insurance company can advise you on the comparative cost to insure specific cars.
• Young drivers are always more expensive to insure due to the increased frequency and severity of accidents for this class of driver. National Merit provides a 15% discount if the student carries at least a 3.0 grade point average.

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