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Insuring Your Automobile
Click on Online Auto Quote
to obtain an anonymous quote. Or you can call
one of our representatives direct. Just click
on Contact Us for
our phone number. We have listed some helpful
tips below for cutting your auto insurance
costs. If you would like to view a description
of coverages click on Glossary.
- First and foremost, drive responsibly and maintain a clean driving
record. Tickets and accidents have a dramatic impact on your auto insurance rates.
- Shop your automobile insurance. Rates and qualifications vary
dramatically from company to company.
- Increasing the deductible on your Collision
and Comprehensive coverage reduces your
physical damage costs. If the value of
your vehicle has dropped to the point
that you could repair or replace the vehicle
yourself in the event of a loss, consider
dropping this coverage all together.
- Buy cars that are less expensive to repair. As a general rule,
newer, more expensive, and higher performance vehicles cost significantly
more to insure. Your auto insurance company can advise you on the comparative
cost to insure specific cars.
- Young drivers are always more expensive
to insure due to the increased frequency
and severity of accidents for this class
of driver. National Merit provides a 15%
discount if the student carries at least
a 3.0 grade point average.
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